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Vacation Costs Up? Keep Your Plans on Track

You planned and saved, but travel costs may be higher than expected. A Sun East Vacation Loan can help cover the gap, so you can keep your plans on track and focus on making memories.

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(Apply for a Loan → Personal Loans → Vacation)

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We Can Help You Bridge the Gap to Getaway

As prices continue to rise, travel costs can stretch your vacation budget further than expected. A Sun East Vacation Loan can help cover the gap with a fixed rate and predictable monthly payments, offering a more manageable alternative to carrying the added cost on a high-interest credit card.

Benefits of a Sun East Vacation Loan

  • Rates as Low as 9.99% APR¹
    Cover added travel costs at a lower rate than many credit cards.
  • Borrow As Little as $1,000, up to $20,000
    Cover the difference between what you saved and what your trip now costs.
  • Fixed Interest Rate
    Enjoy a consistent rate that helps keep your repayment plan clear.
  • Flexible Repayment Terms From 12 to 35 Months
    Select a term that helps keep your monthly payment manageable.
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(Apply for a Loan → Personal Loans → Vacation)

Vacation Affordability Calculator

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How a Vacation Loan Can Help You

A vacation often comes with more moving parts than expected. A Sun East Vacation Loan can give you extra flexibility to cover added costs and keep your trip moving forward.

  • Transportation (Flights, Car Rental, Ride Share)
  • Lodging (Hotels, Vacation Rental, Bed & Breakfast)
  • Food (Meals Out, Groceries, Snacks)
  • Plans (Attractions, Tours, Tickets, Etc.)
  • Extra funds for unexpected purchases

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(Apply for a Loan → Personal Loans → Vacation)

Frequently Asked Questions About Vacation Loans

How much can I borrow and what term can I choose?

Do I need to have a Sun East checking account to qualify for your lowest rates?

Can I pay off my Vacation Loan early without a fee?

Other Ways Sun East Can Help

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Free Checking

With Free Checking, there are no monthly service fees, minimum balance requirements, or per-check charges! You can even earn a 0.25% loan rate discount** when you pay your auto or personal loan from your free checking account via automatic payment transfer.
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Money Market Accounts

With a Money Market Account, you earn a higher dividend rate than a regular savings account while maintaining immediate access to your money. These types of accounts require that you maintain an average minimum daily balance.
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Home Equity Line of Credit (HELOC)

A HELOC is a flexible financing option that allows homeowners to tap into their home’s equity, providing a revolving line of credit for various expenses. Making it ideal for home improvements, debt consolidation, or unexpected costs.
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Disclosures

1APR as low as APR = Annual Percentage Rate; effective 5/18/26 and subject to change without notice. APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan amounts range between $1,000 and $20,000 with term lengths ranging from 12 to 35 months. Vacation Loans will be available from May 18, 2026 to August 31, 2026. Loan rates are determined by member’s creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals. Membership eligibility required. Loans are subject to credit approval. Other conditions/restrictions may apply, call 1-877-5-SUNEAST for details.

** 0.25% discount for Automatic Payment Transfer from Sun East checking. If at any time, Automatic Payment Transfer is discontinued then rate discount will be discontinued.

Third party linked websites are not under the control of Sun East Federal Credit Union. We are not responsible for their content. Third party website privacy and security policies may differ from ours. If you choose to engage in a transaction with a third party, please note that we do not represent either you or the third party in that transaction.