Cook Up Peace-of-Mind with a Sun East HELOC Your home’s equity is more than just value-it’s a powerful tool to tackle financing large expenses. 4.99% APR1 intro rate fees waived up to $2402 LTV up to 90% Learn More > Already a Member? Log in to apply. Apply Now Banking with Sun East is Easy and Secure.Experience Sun East At Your Fingertips. Live Life Better Bank Brighter with Sun East Purchase a Vehicle Whether you’re purchasing a car, truck, motorcycle, RV or even a boat, Sun East has a range of vehicle terms and competitive rates to fit into your budget and lifestyle. Plus, we offer a .25% rate discount** with automatic payment transfer from your Sun East Checking Account. Explore Vehicle Loans Become a Homeowner We understand that the home financing process seems complicated – we’re here to make it easier for you with a wide range of mortgage products with competitive rates, a dedicated mortgage loan officer who will support you through the lending process, and access to a trusted team of real estate professionals. Explore Home Loans Plan for Financial Security and Retirement It’s never too early to start saving for the future – such as an emergency fund or a retirement plan. Sun East can help get you started with services like credit and budget counseling, access to a free financial consultation with an experienced financial professional, and great savings products delivering high yields. Explore Investments Apply for a Loan or Credit Card Access to extra cash is a need we all seem to face at one point in our lives. Sun East understands this and delivers with a variety of loan options that address your unique situation – such as student loans, personal loans, credit cards, home equity loans and home equity lines of credit. We also offer an additional .25% rate discount** with automatic payment transfer from your Sun East Checking Account. Apply Here Explore Ways to Save Sun East Financial Resources What can Sun East do for you today, and how can we serve you tomorrow? We have the tools you need to help you make critical decisions. Quick Links How do I build an emergency fund? How much can I borrow for a loan or mortgage? How can I learn more about home or life insurance? Where can I learn more about what my membership includes? Membership Matters Going beyond traditional banking services, Sun East offers so much more to our members. Become a Member Deposits insured up to $500,000‡ Free financial literacy programs and budget planning Competitive loan rates and a .25% rate discount** Free checking, 30,000+ surcharge-free ATMs, and 5,600+ branches nationwide Exclusive discounts on auto, renter’s, homeowner’s insurance and more Complimentary consultations with a financial professional I was financed by Sun East through the Truck Store very happy and satisfied with the experience. Would use and recommend Sun East for any of your financial needs. Michael Reinhardt The process was easy, and everyone was professional. Tracie was great! Elizabeth Marchetti You all are amazing! Thanks for all you do for us the customers! Love and blessings. Patricia Brewster Focused on You What Makes Sun East Different? More people are realizing the value of credit unions over banks, and our 51,000+ members (and growing) have experienced the difference of Sun East. From the CEO to the Part-time Teller, our teams’ focus is on how we can make your day brighter, and help you live life better with the right financial tools to support your immediate and long-term goals. Meet SEFCU Competitive Rates Your browser does not support the video tag. Member Owners Disclaimer 1$0 fees, with no prepayment penalties, is capped at $240.00 maximum cost. Other associated closing costs can vary based on municipality, county, or state of subject property, and will be the responsibility of the applicant(s). 2APR = Annual Percentage Rate; effective 10/01/24 and subject to change without notice. 4.99% APR intro rate for six months; after intro period, APR as low as 7.00%. Loan rates are determined by member’s creditworthiness as well as other factors including term of the loan, and lien position. Top tier rates listed are available to highly credit-qualified individuals. ** .25% discount for Automatic Payment Transfer from Sun East checking. If at any time, Automatic Payment Transfer is discontinued then rate discount will be discontinued.