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Vehicle Loans

Sun East offers a wide range of vehicle terms and low-interest rates to help make your vehicle payment fit within your budget. You’ll receive an additional .25% rate discount** on your loan with automatic payment transfer from your Sun East Checking Account.

Cheerful couple sitting in car open trunk and watching map, roadtrip concept

You’ll Receive More Than Just a Great Rate on Your Vehicle Loan

Protect your loan from a covered life event with optional Guaranteed Asset Protection (GAP) Plus Deductible Assistance1 and Sun East Loan Shield – it’s easy to apply, and with our Express Draft Check program, you’re in control of the purchase experience!

Optional Sun East Loan Shield protection could make payments when you can’t.2 Protect your family and erase your debt. Sun East Loan Shield with Life Plus adds protection for financially stressful life events such as hospitalization, family medical leave and involuntary unemployment. Protect your loan balance or loan payments today so your family can worry a little bit less about tomorrow.

GAP Plus Deductible Assistance protects you from having to make payments on a totaled car by covering the “gap” between what your insurance company will payout and the amount of money you owe on the auto loan.

Express Draft Check empowers our members to shop for their next vehicle with a live bank check. The process is more streamlined.

As a Sun East member, you may qualify for special discounts on vehicle insurance.3 Combine your coverage with another car or home policy, and you could save even more! Find out how much you could save through TruStage Insurance or by calling the TruStage Call Center at 888.380.9287.

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Pre-approved Loan Offers

Sun East offers many of our members, registered for Online and Mobile Banking, an easy way to get access to the money they need with a feature called “My Loan Offers.” Check out “My Loan Offers” for available pre-approved loan offers.

Explore Your Vehicle Loan Options from Sun East

Sun East wants to help you live your life boldly – enjoy the call of the wild and the open road! We offer several vehicle loan options to enhance life experiences.

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Boat Loans

Sun East offers Boat Loans with terms ranging up to 120 months, at competitive rates with a maximum loan amount of $150,000.

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Recreational Vehicles (RVs)

Sun East offers RV Loans with terms of up to 180 months, at competitive rates with a maximum loan amount of $150,000.

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Motorcycle, ATV, and Personal Watercrafts

Sun East offers Motorcycle, ATV, and Personal Watercraft Loans with terms of up to 72 months, at competitive rates with a maximum loan amount of $35,000.

Vehicle Rate | As Low As…

6.24%

APR+

Boat Loans | As Low As….

6.99%

APR+

Recreational Vehicles Loans | As Low As….

6.99%

APR+

Motorcycles, ATV, and Personal Watercraft Rates | As Low As…

6.29%

APR+

Woman standing by car

As a member of Sun East, you receive discounts and access to additional protection related to your vehicle.

  • Free quote for exclusive discounts on auto insurance3
  • Competitive rates and flexible terms up to 96 months
  • Discount on loan payment when you use automatic payment transfer from a Sun East Checking Account
  • Access to optional Loan Shield protection and GAP insurance
  • Express Draft Check that gives you the flexibility to work with any authorized dealer to purchase your vehicle

Frequently Asked Questions About Auto Financing and Extras

How much can I afford?

How can I get a .25% discount on my loan payment**?

How else can I save with Sun East Discounts?

Tell me more about GAP Insurance.

Disclosures

1In the event of a total loss, GAP Plus Deductible Assistance protects you from having to make payments on a totaled car by covering the “gap” between what your insurance company will payout and the amount of money you owe on the auto loan. Payout is less delinquent payments, late charges, refundable service warranty contracts and other related charges. Please contact your loan representative to review the GAP waiver or addendum and receive a full explanation of all terms, limitations, and exclusions.

2Your purchase of Sun East Loan Shield with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Sun East Loan Shield with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.

3TruStage™ Auto and Home Insurance program is offered by TruStage™ Financial Group, Inc. and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

** .25% discount for Automatic Payment Transfer from Sun East checking. If at any time, Automatic Payment Transfer is discontinued then rate discount will be discontinued.