Vehicle Loans
Sun East offers a wide range of vehicle terms and interest rates as low as 5.24% APR+ to help make your vehicle payment fit within your budget.
Explore Your Vehicle Loan Options from Sun East
Sun East wants to help you live your life boldly – enjoy the call of the wild and the open road! We offer several vehicle loan options to enhance life experiences.
Vehicle Loans
We’re here to help you get behind the wheel of your next new or used vehicle!
APR As Low As: 5.24%+
Term Lengths: Up to 96 months
Minimum Loan: $10,000
Recreational Vehicle (RV) Loans
Let us help you make road trips a way of life in your new or used RV!
APR As Low As: 6.99%+
Term Lengths: 24 to 120 months
Minimum Loan: $5,000
New Motorcycle Loans
The open road is calling and we want to help you answer!
APR As Low As: 6.29%+
Term Lengths: 24 to 72 months
Minimum Loan: $2,500
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Estimate Your Car Buying Power
Enjoy More Than Just a Great Rate
Protect your loan from a covered life event – it’s easy to apply!
Loan Shield
Protection could make payments when you can’t.1 Protect your family and erase your debt. Sun East Loan Shield with Life Plus adds protection for financially stressful life events such as hospitalization, family medical leave and involuntary unemployment. Protect your loan balance or loan payments today so your family can worry a little bit less about tomorrow.
Guaranteed Asset Protection (GAP) Plus Deductible Assistance2
Protects you from having to make payments on a totaled car by covering the “gap” between what your insurance company will payout and the amount of money you owe on the auto loan.
Benefits of a Sun East Vehicle Loan
As a member of Sun East, you receive discounts and access to additional protection related to your vehicle.
- Free quote for exclusive discounts on auto insurance3
- Competitive rates and flexible terms up to 96 months
- Discount on loan payment when you use automatic payment transfer from a Sun East Checking Account
- Access to optional Loan Shield protection and GAP insurance
Frequently Asked Questions About Auto Financing and Extras
Disclosures
Loan rates are determined by member’s creditworthiness as well as other factors including term of the loan, line requested and loan-to- value ratio. Top tier rates listed are available to highly credit-qualified individuals. Offers are limited-time and subject to end without notice; other terms and conditions may apply. Call 1-877-5-SUNEAST for details.
+ APR = Annual Percentage Rate; effective 03/02/2026 and subject to change without notice. APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member’s creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals.
1Your purchase of Sun East Loan Shield with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Sun East Loan Shield with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.
2In the event of a total loss, GAP Plus Deductible Assistance protects you from having to make payments on a totaled car by covering the “gap” between what your insurance company will payout and the amount of money you owe on the auto loan. Payout is less delinquent payments, late charges, refundable service warranty contracts and other related charges. Please contact your loan representative to review the GAP waiver or addendum and receive a full explanation of all terms, limitations, and exclusions.
3TruStage™ Auto and Home Insurance program is offered by TruStage™ Financial Group, Inc. and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
** 0.25% discount for Automatic Payment Transfer from Sun East checking. If at any time, Automatic Payment Transfer is discontinued then rate discount will be discontinued.
Third party linked websites are not under the control of Sun East Federal Credit Union. We are not responsible for their content. Third party website privacy and security policies may differ from ours. If you choose to engage in a transaction with a third party, please note that we do not represent either you or the third party in that transaction.