Personal Loans and Share Secured Loans
“It’s not just about the loan, it’s the life behind it.”
— Debbie L., Consumer Lending Manager
Personal Loans for a Variety of Needs
Interested in consolidating high interest-rate credit card balances? Or maybe you need funds to purchase new appliances or furniture? How about that small home improvement project? Select the term that works for you and take advantage of an additional 0.25% rate discount** with an automatic payment transfer from your Sun East checking account.
Benefits of a Personal Loan with Sun East
As a member of Sun East, you get more from your personal loan
- No Application Fees
- No Prepayment Penalties
- No Collateral Required
- No Late Fees with Automatic Payment Transfer
Share Secured Loans
Don’t want to tap into your savings, but need a short-term loan? Share Secured Loans from Sun East may be a great option. Your accumulated savings at the Credit Union serve as the security for your loan, and you’ll receive our competitive rates.
- Various terms available up to 60 months
- Special terms such as six-month, single-payment, loans are an option
- Borrow against funds in an existing Sun East Certificate
- Funds aren’t restricted for use
- You’ll continue to earn dividends on the full balance in your share account
Other Loan Offerings
Credit Card
Consider a credit card that comes with no annual fees, 0% APR1 for the first 6 months and no balance transfer fees. With the Sun East Platinum Rewards Mastercard®, earn points for everyday spending that can be redeemed as cash back, travel rewards, or gift cards.
Already a member? Log in to Apply. ›
Home Equity Line of Credit (HELOC)
A HELOC is a flexible financing option that allows homeowners to tap into their home’s equity, providing a revolving line of credit for various expenses. Making it ideal for home improvements, debt consolidation, or unexpected costs.
Already a member? Log in to Apply. ›
Vehicle Loan
At Sun East, we offer low interest rates and a wide range of terms to help make your vehicle payment fit within your budget. We even provide an additional 0.25% rate discount** on your loan with automatic payment transfer from your Sun East Checking Account.
Already a member? Log in to Apply. ›
Disclaimers
1 APR = Annual Percentage Rate. Introductory rate is 0% for 6 months; after which the APR will be variable, based on creditworthiness. Offer not valid on existing Sun East credit cards. Details on rates and fees available at www.suneast.org/disclosures. Membership and credit qualification required.
+ APR = Annual Percentage Rate; Effective 11/03/25 and subject to change without notice. APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member’s creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
** 0.25% discount for Automatic Payment Transfer from Sun East checking. If at any time, Automatic Payment Transfer is discontinued then rate discount will be discontinued.
Third party linked websites are not under the control of Sun East Federal Credit Union. We are not responsible for their content. Third party website privacy and security policies may differ from ours. If you choose to engage in a transaction with a third party, please note that we do not represent either you or the third party in that transaction.