Why Join Sun East?
When you join Sun East, you become a member. Enjoy competitive rates, convenient digital banking, personalized service, and much more. Through Sun East Foundation, becoming a member is simple and comes at no cost to you.
Earn 4.20%¹ APY for 13 Months
Take advantage of our limited-time 13 Month Certificate Special
Looking to Buy a Home?
We’re offering a 5/1 Adjustable Rate Mortgage as low as 5.250% Interest Rate / 6.379% APR² for the first 5 years
Open a Free Checking Account
No monthly maintenance fees, no per-check charges, and no minimum balance requirements!
Check Out Our Rates
Whether you’re saving or borrowing, explore rates designed to help you reach your goals
Experience the Credit Union Difference
Credit unions and banks are similar; however, credit unions are member-owned and not-for-profit. That means Sun East’s focus is on serving our members, like you, not outside shareholders.
Make sure to have your driver’s license or other government-issued ID handy when you apply.
People Over Profits:
Join a not-for-profit credit union that puts members and community first, not outside shareholders.
Everyday Value
Take advantage of free checking, competitive rates, and member-focused savings.
Added Protection
Deposits insured up to $500,000 for greater peace of mind.
Easy Access:
Use 30,000+ surcharge-free ATMs and 5,600+ shared branches nationwide.
“Been a member since 1994! Love the people, love the service. Thank you, Sun East!”
— Willie J.
A Sun East Member
Ways Sun East Can Support Your Goals
Borrow with Confidence
From life’s planned expenses to the unexpected, Sun East offers lending solutions designed to help you move forward with confidence.
Make Homeownership More Affordable
Lower monthly payments and the stability of a fixed rate can help make buying or refinancing a home feel more manageable.
Simplify Everyday Banking
Get the convenience and flexibility you need for day-to-day banking, with support that helps make managing your money feel simpler, smoother, and more rewarding.
Frequently Asked Questions About Sun East
Disclaimer
1 APY = Annual Percentage Yield (APY) as of 07/22/26. New Money Required to open this 13 Month Certificate. New money defined as funds from another institution and not on deposit at Sun East Federal Credit Union within the prior 6 months. After the initial term, the certificate will renew automatically into a 12 Month Certificate earning the APY offered at that time. Limited time offer; rates/yields subject to change without notice. Minimum opening balance $5,000. Penalty for early withdrawal. Credit Union membership required. Other restrictions may apply call 877-5-SUNEAST for details.
2 Initial interest rate of 5.250% with an Annual Percentage Rate (APR) of 6.379% for the first five years of a 5/1 Adjustable Rate Mortgage (ARM) is available only to applicants who complete an application at https://suneastfcu.mymortgageapps.org/ between July 6, 2026, and September 7, 2026. After the initial fixed-rate period, the interest rate may increase or decrease based on the terms of the loan, applicable index, and any rate adjustment limitations. Monthly principal and interest payments may increase or decrease as a result. This promotion cannot be combined with Sun East’s Community Heroes Mortgage Program. Promotion is available to first-time homebuyers and self-employed individuals. When all buyers are first-time homebuyers, at least one occupying homeowner must complete homeowner education through a Housing and Urban Development (HUD)-approved agency. Grants are not permitted. Escrow is required for property taxes and homeowners insurance. Applicants must be U.S. citizens or permanent resident aliens, meet membership eligibility requirements, and provide a full Federal National Mortgage Association (FNMA) 1004 appraisal.
Third party linked websites are not under the control of Sun East Federal Credit Union. We are not responsible for their content. Third party website privacy and security policies may differ from ours. If you choose to engage in a transaction with a third party, please note that we do not represent either you or the third party in that transaction.