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Your Savings. Your Pace.

Open an Add-On Certificate with just $500 and contribute more whenever it fits your budget. Available in 11- or 23-month terms.

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What is an Add On Certificate

 What is an Add-On Certificate? 

Unlike a traditional certificate that requires your full deposit up front, an Add-On Certificate lets you keep contributing funds throughout the term.

At Sun East, we offer two term options: an 11 Month Add-On Certificate earning 3.75% APY1 and a 23 Month Add-On Certificate earning 3.25% APY2.

You can open either with just $500 and add more money whenever it fits your budget. You’ll earn a fixed rate while building your savings at your own pace.

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Why Choose an Add-On Certificate?

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Easy Start

Open your certificate with just $500

Add At Your Pace

Add funds whenever it works for you during the term.

Lock In Your Rate

At Sun East, we offer two options: an 11 Month Add-On Certificate earning 3.75% APY1 and a 23 Month Add-On Certificate earning 3.25% APY2.

Frequently Asked Questions About Add-on Certificates.

Is there a limit to how much money can be deposited in an Add-On Certificate?

Which is better? An Add-On Certificate or a regular certificate?

What happens at the end of the Add-On Certificate term?

Disclosures

1 Annual Percentage Yield (APY) as of 06/02/25. The 11 Month Add-On Certificate will renew automatically into a 12 Month Certificate with no add-on feature and earn the APY offered after maturity. Limited time offer; rate/yield subject to change without notice. Minimum opening deposit for Add-On Certificate is $500 and members may add funds at any time. Penalty for early withdrawals. Credit Union membership required. Other conditions/restrictions may apply, call 1-877-5-SUNEAST for details. 

2 Annual Percentage Yield (APY) as of 06/02/25. The 23 Month Add-On Certificate will renew automatically into a 24 Month Certificate with no add-on feature and earn the APY offered after maturity. Limited time offer; rate/yield subject to change without notice. Minimum opening deposit for Add-On Certificate is $500 and members may add funds at any time. $500,000 maximum balance. Penalty for early withdrawals. Credit Union membership required. Other conditions/restrictions may apply, call 1-877-5-SUNEAST for details.