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Your Savings. Your Pace.

Open an Add-On Certificate with just $500 and contribute more whenever it fits your budget. Available in 11- or 23-month terms.

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What is an Add On Certificate

 What is an Add-On Certificate? 

Unlike a traditional certificate that requires your full deposit up front, an Add-On Certificate lets you keep contributing funds throughout the term.

At Sun East, we offer two term options: an 11 Month Add-On Certificate earning 3.75% APY1 and a 23 Month Add-On Certificate earning 3.25% APY2.

You can open either with just $500 and add more money whenever it fits your budget. You’ll earn a fixed rate while building your savings at your own pace.

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Why Choose an Add-On Certificate?

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Easy Start

Open your certificate with just $500

Add At Your Pace

Add funds whenever it works for you during the term.

Lock In Your Rate

At Sun East, we offer two options: an 11 Month Add-On Certificate earning 3.75% APY1 and a 23 Month Add-On Certificate earning 3.25% APY2.

Frequently Asked Questions About Add-on Certificates.

Is there a limit to how much money can be deposited in an Add-On Certificate?

Which is better? An Add-On Certificate or a regular certificate?

What happens at the end of the Add-On Certificate term?

Disclaimers

1 Annual Percentage Yield (APY) as of 06/02/25. The 11 Month Add-On Certificate will renew automatically into a 12 Month Certificate with no add-on feature and earn the APY offered after maturity. Limited time offer; rate/yield subject to change without notice. Minimum opening deposit for Add-On Certificate is $500 and members may add funds at any time. Penalty for early withdrawals. Credit Union membership required. Other conditions/restrictions may apply, call 1-877-5-SUNEAST for details. 

2 Annual Percentage Yield (APY) as of 06/02/25. The 23 Month Add-On Certificate will renew automatically into a 24 Month Certificate with no add-on feature and earn the APY offered after maturity. Limited time offer; rate/yield subject to change without notice. Minimum opening deposit for Add-On Certificate is $500 and members may add funds at any time. $500,000 maximum balance. Penalty for early withdrawals. Credit Union membership required. Other conditions/restrictions may apply, call 1-877-5-SUNEAST for details.

Third party linked websites are not under the control of Sun East Federal Credit Union. We are not responsible for their content. Third party website privacy and security policies may differ from ours. If you choose to engage in a transaction with a third party, please note that we do not represent either you or the third party in that transaction.