Checking Accounts and Debit Cards Easily manage your money with a Sun East Checking Account. A Sun East Checking Account makes managing your money easy and affordable with no minimum balance requirements, no per-check charges, no monthly service fees, and overdraft protection options. Every checking account also comes with an instant-issue debit card. Free Checking…Yep, Free There are no monthly maintenance fees, no per-check charges, and no minimum balance requirements; plus, deposits are insured up to $500,000‡. You could be eligible for a .25% Sun East loan rate discount** if you set up an automatic payment transfer from your checking account. Open an Account Check Today’s Rates Learn About Our Checking Accounts and Debit Card Options A Sun East Checking Account makes managing your money easy. USave Interest Checking USave Interest Checking doesn’t restrict your access to cash and your money earns dividends1. You can even earn a .25% loan rate discount** when you pay your auto or personal loan from your free checking account via automatic payment transfer. Check Rates Senior Benefits In addition to FREE checking, members 60 years of age and older also receive one free box of checks per year and free paper statements. You’ll also have the peace of mind of knowing that all Sun East deposit accounts are insured up to $500,000‡. Debit Card Purchase Rewards The Sun East Purchase Rewards program makes it easier than ever to earn cash back from your favorite stores. Through this program, online banking users with a checking account and debit card receive targeted offers based on the way they shop. Simply use your debit card and start earning points! Activate Purchase Rewards within your Online Banking. ScoreCard® Rewards You can earn and redeem Bonus Points through ScoreCard® Rewards for every qualifying net dollar you spend. Overdraft Protection and Courtesy Pay Privilege Overdraft Protection and Courtesy Pay Privilege are optional account features designed to prevent checking account transactions from being rejected because there is not enough money in the account to cover the transaction. This is also known as non-sufficient funds (NSF). Teach Financial Independence with a Sun East Debit Card We are excited to announce that we are now offering debit cards for teens ages 15-17 that link to their checking accounts! This is a fantastic opportunity to help your teen learn financial responsibility and gain independence while having the security and oversight of a joint account. Eligibility: Teens aged 15-17 can now have a debit card in their name if a parent is listed as a joint owner on the account. Account Type: This offer is available for General Membership accounts only. Unfortunately, UTMA accounts are not eligible for a checking account. If you would like your child to have a debit card on their account, please visit one of our branch locations or reach out to us directly. We will be happy to assist you in obtaining a debit card for your teen. Email memberrelationships@suneast.org, call us at 610-485-2960 x768, or stop by a branch today! Locate your closest branch Open an Account Register for Online Banking Log In to Online Banking Checking Account and Debit Card Benefits Take advantage of “Free” with a Sun East Checking Account. No minimum balance requirements on free checking accounts No per-check charges or maintenance fees Account access online, via mobile, and at 5,000+ branches nationwide Deposits insured up to $500,000‡ Turn your purchases into merchandise and travel rewards with ScoreCard® Rewards Receive cash back on offers based on the way you shop with Purchase Rewards in Online Banking Protection for your debit card with alerts and notifications with SecurLOCK™ Equip Frequently Asked Questions How long does it take to get my debit card when I open a checking account? If you open your account in a branch, there’s no wait! You’ll walk out with a new debit card in your hand! If you open your new account online, you will be receiving your debit card within 10 business days. How can my checking account entitle me to a loan discount? When you qualify for any Sun East Auto or Personal loan, you’ll get a .25% discount when you pay your loan via automatic payment transfer from your checking account**. How can I access my checking account at over 5,000 branches nationwide? Whether you’re traveling for work or vacation, or even if you move, you can still access your accounts by checking the Co-Op Shared Branching Network to find a participating branch or ATM near your current location. How do I reorder checks? If you are enrolled in Online Banking, you can order from your dashboard, or you can order them directly through Harland Clarke. Disclosures ** .25% discount for Automatic Payment Transfer from Sun East checking. If at any time, Automatic Payment Transfer is discontinued then rate discount will be discontinued. 1To avoid $15 monthly service fee on USave Checking, maintain minimum average daily balance (ADB) of $5,000 or combined deposit balance minimum of $25,000. Annual Percentage Yield based on average daily balance; currently $500 – $49,999.99 is .10% APY; $50,000 – $99,999.99 is .10% APY; and $100,000+ is 10% APY as of 09/01/23. Withdrawal of dividends may reduce earnings. Rates subject to change without notice.
