Your Savings. Your Pace.
Open an Add-On Certificate with just $500 and contribute more whenever it fits your budget. Available in 11- or 23-month terms.


What is an Add-On Certificate?
Unlike a traditional certificate that requires your full deposit up front, an Add-On Certificate lets you keep contributing funds throughout the term.
At Sun East, we offer two term options: an 11 Month Add-On Certificate earning 3.75% APY1 and a 23 Month Add-On Certificate earning 3.25% APY2.
You can open either with just $500 and add more money whenever it fits your budget. You’ll earn a fixed rate while building your savings at your own pace.
Already a member? Login to Apply >Why Choose an Add-On Certificate?

Easy Start
Open your certificate with just $500

Add At Your Pace
Add funds whenever it works for you during the term.

Lock In Your Rate
At Sun East, we offer two options: an 11 Month Add-On Certificate earning 3.75% APY1 and a 23 Month Add-On Certificate earning 3.25% APY2.
Frequently Asked Questions About Add-on Certificates.
Disclosures
1 Annual Percentage Yield (APY) as of 06/02/25. The 11 Month Add-On Certificate will renew automatically into a 12 Month Certificate with no add-on feature and earn the APY offered after maturity. Limited time offer; rate/yield subject to change without notice. Minimum opening deposit for Add-On Certificate is $500 and members may add funds at any time. Penalty for early withdrawals. Credit Union membership required. Other conditions/restrictions may apply, call 1-877-5-SUNEAST for details.
2 Annual Percentage Yield (APY) as of 06/02/25. The 23 Month Add-On Certificate will renew automatically into a 24 Month Certificate with no add-on feature and earn the APY offered after maturity. Limited time offer; rate/yield subject to change without notice. Minimum opening deposit for Add-On Certificate is $500 and members may add funds at any time. $500,000 maximum balance. Penalty for early withdrawals. Credit Union membership required. Other conditions/restrictions may apply, call 1-877-5-SUNEAST for details.