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‘Tis the season for Holiday Loans

You can choose from a variety of loan amounts with competitive rates and terms to fit your budget and lifestyle.

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Get everything on your list this year!

The holidays can be an expensive time of year. With Sun East, take advantage of a Holiday Loan up to $35,000 and enjoy the rate as low as 9.99%* APR*.

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Benefits of a Holiday Loan

These are just some of the amazing benefits:

  • No Application Fees
  • No Prepayment Penalties
  • No Collateral Required
  • No Late Fees with Automatic Payment Transfer

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Frequently Asked Questions About Holiday Loans

How much can I borrow and what term can I choose?

Do I need to have a Sun East checking account to qualify for your lowest rates?

Can I pay off my Holiday Loan early without a fee?

Other Products You May Need

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USave Interest Checking

USave Interest Checking doesn’t restrict your access to cash and your money earns dividends5. You can even earn a .25% loan rate discount** when you pay your auto or personal loan from your free checking account via automatic payment transfer.

Learn More

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Money Market Accounts

With a Money Market Account, you earn a higher dividend rate than a regular savings account while maintaining immediate access to your money. These types of accounts require that you maintain an average minimum daily balance.

Open Online

Already a member?   Log in to Apply.

Heloc Graphic option

Home Equity Line of Credit (HELOC)

A HELOC is a flexible financing option that allows homeowners to tap into their home’s equity, providing a revolving line of credit for various expenses. Making it ideal for home improvements, debt consolidation, or unexpected costs.

Apply Online

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Disclosures

* APR as low as APR = Annual Percentage Rate; effective 04/22/24 and subject to change without notice. APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member’s creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.

** 0.25% discount for Automatic Payment Transfer from Sun East checking. If at any time, Automatic Payment Transfer is discontinued then rate discount will be discontinued.

Third party linked websites are not under the control of Sun East Federal Credit Union. We are not responsible for their content. Third party website privacy and security policies may differ from ours. If you choose to engage in a transaction with a third party, please note that we do not represent either you or the third party in that transaction.