Medical Professionals Mortgage Program For qualifying medical professionals. Medical Professional Mortgages have high loan limits and these no-money-down mortgage solutions don’t require Private Mortgage Insurance (PMI). We offer the perfect mortgage solution for your needs. Embarking on a career in the medical field demands years of dedication and often financial sacrifice. At Sun East, we aim to make home buying accessible and affordable for all medical professionals, regardless of career stage. Through our specialized Medical Professionals Mortgage Program, you can experience increased flexibility and exclusive advantages tailored to accommodate your individual financial situation. Max loan amount up to $766,550 100% LTV with FICO 700 and above 95% LTV with FICO 660 – 699 Max DTI 50% First Time Home Buyer eligible Self-Employed eligible 2 Month’s PITI Reserves No PMI required Up to 6% Sellers Assist No pre-pay penalty Learn More About Our Mortgage Solutions This unique opportunity is accessible to: Practicing physicians Dentists Orthodontists Optometrists Ophthalmologists Chiropractors Psychiatrists Residents Pharmacists Veterinarians Physician’s Assistants Registered Nurses Physical Therapists Your browser does not support the video tag. Medical Professional 30 Year Rate | As Low As… 6.375% Medical Professional 30 Year Loan | As Low As…. 6.619% APR+ Medical Professional 7/1 ARM Rate | As Low As…. 5.875% Medical Professional 7/1 ARM Loan | As Low As…. 6.548% APR+ Apply for a Mortgage Restrictions Only eligible for single family residence or one‐unit condo as primary residence. No investment properties or second homes. No manufactured homes or duplexes. When all buyers are first time homebuyers, at least one occupying homeowner must complete homeowner education through HUD approved agency. Grants not permitted. 100% of gift funds from family are eligible for down payment or reserves. Escrow required for property taxes and homeowners insurance. Must be US citizen or permanent resident alien. Must qualify for membership. Requires full FNMA 1004 appraisal. Get Personalized Service By Contacting our Mortgage Champion Today Jay RamseyLicensed Mortgage Loan OriginatorNMLS#71727267-964-8367 | jramsey@suneast.org Jay has over 30 years of mortgage banking experience providing financing for the purchase of or refinancing of residential real estate. He focuses on educating members on the home-buying process and finding the best loan program to suit your needs. Jay works with Conventional, FHA, VA, USDA, and State mortgage programs. Let him know how he can put his experience to work for you! Mortgage Inquiry HiddenNext Steps: Sync an Email Add-OnTo get the most out of your form, we suggest that you sync this form with an email add-on. To learn more about your email add-on options, visit the following page (https://www.gravityforms.com/the-8-best-email-plugins-for-wordpress-in-2020/). Important: Delete this tip before you publish the form.Interested in learning more about how a Sun East Mortgage can benefit you? Please fill out the below form and we will reach out to discuss your interests and needs.Your Name(Required) First Last How Can We Reach You?We would love to chat with you. How can we get in touch?Your Phone(Required)Your Email Address Preferred Method of ContactPreferred Method of ContactEmailPhoneTextWhat's on your mind?Have a question for us? Ask away. Please refrain from providing any personal account information within this form. Your Comments/Questions Disclaimer +APR as low as APR = Annual Percentage Rate; effective 03/26/24 and subject to change without notice. The APR is a broader measure of the cost to you of borrowing the money. The APR reflects not only the interest rate, but also any points, fees paid at closing, and other charges that you have to pay to get the loan. For that reason, the APR is usually higher than the Interest Rate. Your final APR may vary based on your final loan amount and finance charges. The rates above reflect the best par rates available today. Not everyone that applies will qualify for the rates shown above. Rates shown above are based on an applicant FICO score of at least 780 for an owner-occupied home purchase, with a loan amount of $200,000 and a loan-to-value ratio of no more than 60%. All loans are subject to individual credit approval, subject to change without notice. Please note that the posted rates are for Rate Locks that do not exceed 60 days. Pre-qualification is not a commitment to lend. Sun East Federal Credit Union partners with First Heritage Realty Alliance in order to extend real estate services to our membership consistent with the attention and quality that we provide for all of our members. While Sun East has an ownership interest in First Heritage Realty Alliance and First Heritage Financial, LLC, Sun East is NOT a real estate company. First Heritage Realty Alliance is the real estate company that we trust for all of our members. Please note, our partnership with First Heritage Realty Alliance is for the convenience of our members, but is not required. Our members are free to utilize, and we are happy to work with, any real estate company of our members’ choosing. Sun East Federal Credit Union, NMLS#433893, and First Heritage Financial, LLC, NMLS#506371, are equal opportunity lenders. Rates are subject to change daily based on market conditions and creditworthiness. Offer not valid on existing Sun East loans and is subject to end without notice; other terms and conditions may apply. For more information, visit https://suneastfcu.mymortgageapps.org/suneast or call 1-877-5-SUNEAST x765.
