Rates as Low as 5.875% APR¹

Banking with Sun East is Easy and Secure.
Experience Sun East At Your Fingertips.

Purchase a Vehicle

Whether you’re purchasing a car, truck, motorcycle, or RV, Sun East has a range of vehicle terms and competitive rates to fit into your budget and lifestyle. Plus, we offer a 0.25% rate discount** with automatic payment transfer from your Sun East Checking Account.

Explore Vehicle Loans

Become a Homeowner

We understand that the home financing process seems complicated – we’re here to make it easier for you with a wide range of mortgage products with competitive rates, a dedicated mortgage loan officer who will support you through the lending process, and access to a trusted team of real estate professionals.

Explore Home Loans

Plan for Financial Security and Retirement

It’s never too early to start saving for the future – such as an emergency fund or a retirement plan. Sun East can help get you started with services like credit and budget counseling, access to a free financial consultation with an experienced financial professional, and great savings products delivering high yields.

Explore Investments

Apply for a Loan or Credit Card

Access to extra cash is a need we all seem to face at one point in our lives. Sun East understands this and delivers with a variety of loan options that address your unique situation – such as personal loans, credit cards, home equity loans and home equity lines of credit. We also offer an additional 0.25% rate discount** with automatic payment transfer from your Sun East Checking Account.

Apply Here

Membership Matters

Going beyond traditional banking services, Sun East offers so much more to our members.

Become a Member

Deposits insured up to
$500,000‡

Free financial literacy programs and budget planning

Competitive loan rates and a .25% rate discount**

Free checking, 30,000+ surcharge-free ATMs, and 5,600+ branches nationwide

Exclusive discounts on auto, renter’s, homeowner’s insurance and more

Complimentary consultations with a financial professional

I get to experience the best of our members each and every day.

Joe Miller

We get along so well, we all work together for our members.

Leilani Gorham

I became a Sun East member about 8 years ago when I was out shopping for a vehicle and Sun East had great rates which brought me to be a member.

Mike Barry

Focused on You

What Makes Sun East Different?

More people are realizing the value of credit unions over banks, and our 51,000+ members (and growing) have experienced the difference of Sun East. From the CEO to the Part-time Teller, our teams’ focus is on how we can make your day brighter, and help you live life better with the right financial tools to support your immediate and long-term goals.

Meet SEFCU

Competitive Rates

Member Owners

Disclaimers

¹The rates above reflect the best par rates available today. Not everyone that applies will qualify for the rates shown above. Rates shown above are based on an applicant FICO score of at least 780 for an owner-occupied home purchase, with a loan amount of $200,000 and a loan-to-value ratio of no more than 60%. All loans are subject to individual credit approval, subject to change without notice. Please note that the posted rates are for Rate Locks that do not exceed 60 days. Pre-qualification is not a commitment to lend.

Sun East Federal Credit Union partners with First Heritage Realty Alliance in order to extend real estate services to our membership consistent with the attention and quality that we provide for all of our members. While Sun East has an ownership interest in First Heritage Realty Alliance and First Heritage Financial, LLC, Sun East is NOT a real estate company. First Heritage Realty Alliance is the real estate company that we trust for all of our members.

Please note, our partnership with First Heritage Realty Alliance is for the convenience of our members, but is not required. Our members are free to utilize, and we are happy to work with, any real estate company of our members’ choosing.

Sun East Federal Credit Union, NMLS#433893, and First Heritage Financial, LLC, NMLS#506371, are equal opportunity lenders. Rates are subject to change daily based on market conditions and creditworthiness. Offer not valid on existing Sun East loans and is subject to end without notice; other terms and conditions may apply. For more information, visit https://suneastfcu.mymortgageapps.org/suneast or call 1-877-5-SUNEAST x765.

* The $10.00 contributions from Sun East are secured funds and are not available to withdraw during the promotional period of the program. The Sun East contribution will not be deposited if a monthly deposit minimum of $30.00 is not made by the participant. Any Sun East deposits added to the account will be voided should the account be closed within the promotional period of the program. This offer is available to members who open a Youth Savings Account with a monthly deposit of at least $30.00 each month for 12 months. Promotional payouts will be given after all terms of this offer have been satisfied. This offer is not valid in conjunction with any other promotional offers. Call 877-5-SUNEAST for details. #Not Transferrable.

** 0.25% discount for Automatic Payment Transfer from Sun East checking. If at any time, Automatic Payment Transfer is discontinued then rate discount will be discontinued.

Third party linked websites are not under the control of Sun East Federal Credit Union. We are not responsible for their content. Third party website privacy and security policies may differ from ours. If you choose to engage in a transaction with a third party, please note that we do not represent either you or the third party in that transaction.