New Leadership, Same Commitment
Debbie Cook is now CEO of Sun East!
Trusted Leadership, Bright Future
- Continuing Our Mission for Members
- Strengthening Partnerships & Innovation






Banking with Sun East is Easy and Secure.
Experience Sun East At Your Fingertips.
Live Life Better
Bank Brighter with Sun East


Membership Matters
Going beyond traditional banking services, Sun East offers so much more to our members.


Focused on You
What Makes Sun East Different?
More people are realizing the value of credit unions over banks, and our 51,000+ members (and growing) have experienced the difference of Sun East. From the CEO to the Part-time Teller, our teams’ focus is on how we can make your day brighter, and help you live life better with the right financial tools to support your immediate and long-term goals.




Disclaimer
Community Heroes Mortgage Program
1Conditions
Private Mortgage Insurance (PMI) is required for loans with an LTV exceeding 80%, and a maximum debt-to-income (DTI) ratio of 50% is permitted. Eligible properties are limited to single-family residences or one-unit condos used as primary residences; investment properties, second homes, manufactured homes, and duplexes are not eligible. When all buyers are first-time homebuyers, at least one occupying homeowner must complete homeowner education through a Housing and Urban Development (HUD)-approved agency. Grants are not permitted, and escrow is required for property taxes and homeowners insurance. Applicants must be U.S. citizens or permanent resident aliens, meet membership eligibility requirements, and provide a full Federal National Mortgage Association (FNMA) 1004 appraisal.
Disclaimer
The rates above reflect the best par rates available today. Not everyone that applies will qualify for the rates shown above. Rates shown above are based on an applicant FICO score of at least 780 for an owner-occupied home purchase, with a loan amount of $200,000 and a loan-to-value ratio of no more than 60%. All loans are subject to individual credit approval, subject to change without notice. Please note that the posted rates are for Rate Locks that do not exceed 60 days. Pre-qualification is not a commitment to lend.
Sun East Federal Credit Union partners with First Heritage Realty Alliance in order to extend real estate services to our membership consistent with the attention and quality that we provide for all of our members. While Sun East has an ownership interest in First Heritage Realty Alliance and First Heritage Financial, LLC, Sun East is NOT a real estate company. First Heritage Realty Alliance is the real estate company that we trust for all of our members.
Please note, our partnership with First Heritage Realty Alliance is for the convenience of our members, but is not required. Our members are free to utilize, and we are happy to work with, any real estate company of our members’ choosing.
Sun East Federal Credit Union, NMLS#433893, and First Heritage Financial, LLC, NMLS#506371, are equal opportunity lenders. Rates are subject to change daily based on market conditions and creditworthiness. Offer not valid on existing Sun East loans and is subject to end without notice; other terms and conditions may apply. For more information, visit https://suneastfcu.mymortgageapps.org/suneast or call 1-877-5-SUNEAST x765.
Rates/yields subject to change without prior notice; other conditions/restrictions may apply, call 1-877-5-SUNEAST for details. Credit union membership required..
** .25% discount for Automatic Payment Transfer from Sun East checking. If at any time, Automatic Payment Transfer is discounted then rate discount will be discontinued.
Third party linked websites are not under the control of Sun East Federal Credit Union. We are not responsible for their content. Third party website privacy and security policies may differ from ours. If you choose to engage in a transaction with a third party, please note that we do not represent either you or the third party in that transaction.